Terms of Service

1 Introduction

Welcome to Old Town Insurance Group (”OT”), provider of advice and insurance. These Terms of Service ("TOS") govern your use of our site, oldtowninsgroup.com, and services. By accessing or using our services, you agree to comply with these terms. If you disagree, please refrain from using our services.

2 Services

Our services include, but are not limited to, offering insurance products and providing customer support. Old Town Insurance reserves the right to modify or discontinue services at its discretion.

3. SMS communications

3.1 Types of messages

By opting into OT SMS communications, you consent to receiving:

• Updates on insurance products and services
• Promotional offers and third-party marketing communications

3.2 Message frequency

Message frequency may vary based on account activity or promotional schedules.

3.3 Message and data rates

Standard message and data rates may apply. These charges depend on your mobile carrier and are your responsibility.

3.4 Opt-in instructions

Opting into SMS communications requires one or more of the following processes:

• Providing your phone number during account setup or enrollment
• At any of the contact forms on OT, selecting “Yes” in agreement to these terms
• Follow specified instructions in our opt-in messages

3.5 Opt-out instructions

At your discretion, you may opt-out at any time. Additional opt-out options are in our Privacy Policy.

4 Security and privacy

Your privacy is important to us. OT takes reasonable measures to secure your data but cannot guarantee full protection over third-party networks. Please review our Privacy Policy.

5 Changes to terms

OT reserves the right to update or modify these terms. Changes take effect upon posting. Continued use of services constitutes acceptance of the updated terms.

6 Contact information

For questions about these terms or to make inquiries:

• Email: heather@oldtowninsgroup.com
• Phone: 206-207-1660
• Address: 8919 New Falls Rd 15-164, Levittown, PA 19054